Balance transfer calculator
See whether a 0% balance transfer saves money after the fee and when the transfer breaks even.
Your Current Debt
$
Balance you'd transfer
%
Your card's regular rate
$
What you pay each month now
The Transfer Offer
%
Typically 3–5%
%
Usually 0% during promo
mo
Common: 12, 15, 18, 21, 24
%
Rate after promo expires
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