Name: Balance Transfer Analyzer
Author: Max

Your Current Debt

Current Balance

Balance you'd transfer

Current APR

Your card's regular rate

Monthly Payment

What you pay each month now

The Transfer Offer

Transfer Fee

Typically 3–5%

Promo APR

Usually 0% during promo

Promo Period

Common: 12, 15, 18, 21, 24

Post-Promo APR

Rate after promo expires

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Balance Transfer

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